Falcon Finance / Q4 2025 — Quarterly Business Review
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Executive KPIs
Purchase Volume
$6.06M
-15.2% vs $7.15M
Portfolio Balance
$121.81M
-14.5% vs $142.52M
Interest Income
$2.30M
-14.5% vs $2.69M
Active Accounts
56,491
-14.9% vs 66,401
BNPL GMV
$4.40M
-4.6% vs $4.61M
BNPL Orders
38,073
-5.0% vs 40,069
Delinquent Accounts
6,745
-16.4% vs 8,067
Churned Accounts
1,312
-16.0% vs 1,561
Monthly Breakdown
Monthly Purchase Volume (Q4 2025)
Portfolio Balance by Month
Credit Risk
Delinquency Buckets (Q4 2025)
Credit Tier Distribution (Dec 2025)
Top Partners
Partner Category Sales Active Accounts Interchange
Harrington & Co. Specialty Apparel $7.53M 85,647 $135.8K
Brackenridge Specialty Apparel $3.28M 41,394 $60.9K
Silhouette Boutique Specialty Apparel $2.17M 28,898 $38.6K
Calloway & Finch Specialty Apparel $1.42M 16,697 $26.0K
Elara Studio Specialty Apparel $1.14M 14,551 $21.1K
Hearthstone Home Home Furnishings $0.92M 12,723 $16.6K
Morrow & Reed Home Furnishings $0.75M 10,095 $13.8K
Canopy Interiors Home Furnishings $0.60M 8,159 $10.6K
Ashford & Vale Luxury $0.54M 6,011 $9.9K
Celeste Maison Luxury $0.48M 5,684 $8.9K
Regional Balance & BNPL Summary
Regional Balance Distribution (Dec 2025)
BNPL Orders
38,073
Avg Order Value
$115.46
Paid-in-Full Rate
15.1%
Merchant Fees
$109.9K